Chapter 11… I know this thing. I’ve been doing it for a long time. A loan isn’t gonna help you. It’s about behavior. How you decide to live your life from here on in. I don’t care what happened to you before. I don’t care what bad choices you’ve made. All I care about is what we do from this second on. Let’s make a better choice. Let’s start talking about how to do win-win with people. Let’s start talking about how to succeed instead of how to fail.